Privacy Policy

What we collect

Nothing. That is the whole answer, and it is a consequence of how the app is built rather than a promise about how we behave: there is no server to send anything to. Your ledger — nicknames, avatars, balances, transactions, loans and photos — is written to storage on your own device and stays there.

• No email addresses. There is no sign-up or sign-in at all.
• No phone numbers. No SMS, no verification.
• No real-name requirement. Members are identified by a nickname you choose. Fiabelle never asks for a real name.
• No contacts, location, or advertising identifiers. The app never asks for them.
• No analytics or behavioural tracking of any kind.

How it works without an account

There is nothing to log in to. You open the app, name your family, and start. The ledger lives in a database file on your phone, inside the app's private storage, which the operating system keeps separate from other apps.

Because there is no account, there is also no password to lose and no recovery code to keep safe. Moving to a new phone is a file you export and carry yourself — see Taking your data with you below.

The one thing the app sends out

To show your money in your own currency, the app fetches public market data directly from three providers. This is the only outbound request Fiabelle makes, and we would rather describe it exactly than claim the app never touches the network:

• Binance — cryptocurrency prices.
• CoinGecko — cryptocurrency prices, used only if Binance is unavailable.
• Frankfurter (European Central Bank data) — currency exchange rates.

The request is the same on every phone. It asks for one fixed list of currency codes and coin tickers — built into the app, identical for every family, and not derived from what you actually hold. This matters: a request shaped by your holdings would reveal them to the provider even without your name attached. It carries no account data, no balances, and nothing that identifies you or your family.

Stock prices are typed in by you and produce no request at all. Beside the field there is a "look up this ticker" link: tapping it opens Yahoo Finance in your browser, the way any link does. The app itself never fetches a quote and sends nothing about what you hold. The app is fully usable offline — only price refreshes wait for a connection. Even changing your family's base currency works offline, converting your history from rates already cached on the device.

Photos

A photo you attach is shrunk on your device, stripped of its embedded metadata (including any location or camera information), and saved into the app's own storage on your phone. Photos are never uploaded, never analysed, and never used for anything but showing them back to your family.

One honest detail. The app's storage is included in your phone's own device and iCloud backups, and Fiabelle does not exclude it. So a photo you attach is part of your backup if you have one — which is usually what you want, since it is how the photo survives a lost phone. It is your backup, held under your Apple account, not ours.

Taking your data with you

Export writes your whole ledger to a single file and hands it to your phone's share sheet. Where it goes next is entirely your choice — AirDrop, Files, a message, a cloud drive. It does not pass through us, and we have no way to see it.

The file is plain and readable, with no password on it, so treat it like any other document containing your family's finances. Exports do not include photo files.

Manual money — no financial linking

Fiabelle moves no money and links no bank accounts, cards, or crypto exchanges. There is no bank login, no exchange sign-in, and no open banking. Every balance and transaction is entered by hand. Fiabelle never has access to any real financial account.

No analytics, ads, or tracking

The app contains no analytics libraries, no advertising, and no third-party trackers. We build no profiles and sell no data — we hold none that could be sold. This website sets no cookies and loads no tracking scripts.

Children's privacy

Fiabelle is made for families to use together and collects no email, phone, or real name from anyone — including children. A parent sets up the family and its member profiles on their own device.

Deleting everything

Settings → Delete family erases every member, wallet, entry and photo from this device. There is no server copy to request and no form to fill in, because your ledger was never sent anywhere. Deleting the app itself removes the same data.

It does not reach anything outside this phone: a backup file you exported stays where you put it, another phone you handed the ledger to keeps its own copy, and a device or iCloud backup made earlier still holds what it held. Those are yours to delete where they live.

What is outside the app

"We collect nothing" is a statement about Fiabelle, not about your whole phone. Your device backup, wherever you choose to send an export, and the providers listed above are each governed by their own terms. We mention it because a privacy page that implies otherwise would be overselling.

Changes to this policy

The date at the top of this page is updated whenever the policy changes. Material changes will be reflected here before they take effect.

Contact

For any privacy question, please see the support page.